Get the right Home Insurance policy from your trusted, local broker.
BP Insurance Brokers, Blackpool – Cheap Home Insurance from your local Insurance Broker.
Home insurance isn’t a legal requirement, but here at BP Insurance Brokers, your cheap, local insurance broker, we believe it’s highly important you protect your home with contents insurance and buildings insurance. After all, your home and its contents are likely to be your family’s biggest asset.
If you would like to discuss our cheap Home Insurance policies please feel free to come into any of our Blackpool, St Annes, Cleveleys or Lancaster branches.
Wondering if you need contents insurance?
Think about how you would cope if you lost your valuables due to a robbery, a flood or a fire for example. Contents insurance covers loss or damage to all the things in your home which are not part of the structure or the building. Contents insurance through BP Insurance Brokers will give you peace of mind and with offices in Blackpool, Cleveleys Lancaster and St Annes it’s easy to pop in and see us, your local insurance broker.
Contents Insurance protects your possessions against threats such as theft or damage from fire and flooding. Accidental damage cover is usually optional so don’t assume it’s included in your policy. We can talk you through the levels of cover. Personal possessions cover is an optional extra, covering items you take outside your home.
- Furniture – Beds, sofas, wardrobes and dining tables.
- Entertainment – DVDs, CDs, computer games, books and vinyl.
- Kitchenware – pots, pans, cutlery as well as microwaves, kettles etc.
- Soft furnishings – cushions, curtains and bedding.
- Electricals – TVs, DVD players, laptops, tablets, games consoles and digital media.
- Toys, ornaments and antiques.
- Clothes and jewellery.
How we can help…
Many contents policies have a single item limit, so we will help you make sure your treasured valuables are specified and covered accordingly. Our cheap home insurance arranged by experts will provide you with peace of mind.
All of your personal belongings – in other words anything not physically attached to the building – are typically covered for loss or damage and carpets will usually be covered too. There are many policies to choose from. Different policies offer different levels of cover. Our local experts will be able to guide you through the variety of policies we have and arrange a cheap home insurance policy that is perfectly suited to your needs.
We believe it is important you review your contents insurance policy every year, as the value of your possessions might change over time. We can assist you with this and always recommend a review at renewal. Our initial advice would be to; Go from room to room and make list of all your possessions, estimate how much these possessions are worth, ensure valuations of jewellery and other high-value items are kept up to date, add up the cost of all your items to get your estimate.
BP Insurance Brokers can arrange cheap home insurance for you with the right advice and cover allowing you peace of mind.
Contents insurance and buildings insurance are two very different types of insurance. You can buy both types of insurance separately or, in many cases you can get them as a joint policy from one insurance company.
Contents Insurance – For things you keep in your home, like furniture, TVs and personal belongings.
Buildings Insurance – Typically for permanent fixtures and fittings, like kitchens and bathrooms.
Get a free, stress free quote today.
We offer a range of great insurance policies that you can quickly get a quote for, Click ‘Get a quote’ to find out more.
What about Buildings insurance – Wondering if you need it?
Home insurance isn’t a legal requirement, but here at BP Insurance Brokers, your cheap, local insurance broker, we believe it’s highly important you protect your home with both buildings insurance and contents insurance. After all, your home is likely to be your family’s biggest asset.
Repairing your home can be very expensive. BP Insurance Brokers can offer cover and advice allowing you peace of mind and with offices in Blackpool, Cleveleys Lancaster and St Annes you can always pop in and see us.
If you own your home, we recommend you have buildings cover just in case your home is damaged and needs repair. It’s usually a condition of your mortgage and, if you’re a landlord, it’s your responsibility – not your tenants. Although it’s not compulsory, if you own your own home, buildings insurance should be a top priority. Here at BP Insurance Brokers, we can arrange cheap home insurance for you with cover that brings peace of mind.
Buildings insurance covers damage to the structure of your home such as the walls, roof and floors. It protects your home from things like fire, flood, storm damage or vandalism. Also it may cover you for things like subsidence, water damage and burst pipes. It usually covers damage to fixtures and fittings too. If you’ve got a fitted kitchen or bathroom, your insurance is likely to pay for any repairs you need.
Buildings insurance covers the cost of repairing or rebuilding your home if it’s damaged. Policies vary from one insurer to another in exactly what events you’re covered for.
Here at BP Insurance Brokers, we can arrange cheap buildings insurance for you with cover that brings peace of mind.
- Fire, Smoke, Explosions
- Theft and Attempted Theft
- Car and Lorry Collisions
- Water damage from leaking pipes
- Oil leaking from your heating system
- Occupiers liability
You won’t be covered for general wear and tear and each policy will have its own exclusions (things you won’t be able to claim for). We can talk you through this. Exclusions vary from one policy to the next so we are here to make sure you arrange the right policy for you.
Here at BP Insurance Brokers, we have years of experience and are here to provide you with as much assistance, advice and support when it comes to arrange a cheap home insurance policy that meets your individual needs. If you own your own home or are renting out a property then we recommend you have buildings insurance. Your mortgage may include this as a condition. Not having a policy in place could put your mortgage – and your home – at risk.
If you’re renting, it’s the landlord’s responsibility to insure the building. We recommend you take out your own contents insurance, it isn’t compulsory but why take the risk?
Contents and buildings cover combined
If you own your property, combining both options can often work out cheaper. At BP Insurance Brokers we can get you covered with a Combined contents policy at a great price. Not a lot to pay for peace of mind and with offices in Blackpool, Cleveleys Lancaster and St Annes you can always pop in and see us.
In summary, when it comes to having peace of mind, you’re better off paying a cheap insurance premium, rather than losing everything to fire, flood or theft.
Whatever your situation, it makes sense to compare quotes for buildings and contents insurance. That’s where we come in. Contact us for a cheap home insurance quote today, we’ll help you find suitable home insurance, industry experts, peace of mind and quality cover at the right price for you.