A holiday home can make a huge difference to the way you spend your time away from home.
No time spent searching through brochures or websites for the right resort – you know what you’ll find when you get there, and there’s no need to find your away around when you get there, so you can get on with enjoying yourself.
Holiday home insurance is one less thing off your mind when it comes to looking after your vacation property.
As you spend less time there than you do at home, it’s important to know it’s taken care of.
Some policies will even help with travel costs if you need to go to your holiday home in an emergency.
At its heart, holiday home insurance is a kind of buildings and contents cover; however, as the point of a holiday home is that you don’t spend much of your time there, there are usually stipulations. For example, a holiday home is more prone to sustaining damage from a frozen pipe or water leak, because you’re not there to check on it.
If you let your holiday home as a form of income, the right policy can safeguard you against tenants who cause damage, or who are injured as a result of staying in your property.
It’s worth remembering that the value of the contents you can insure under a let holiday home insurance policy might be restricted, as other people will be in the property.
It’s always better to be safe than sorry, so if you’re in any doubt, ask your insurer – there’s a policy out there for pretty much every situation!
Want to know more? Give us a call to find out how we could help you.